Cyprus property and tax calculators

Property transfer fees

Land Registry transfer fees on a Cyprus purchase, including the 50% reduction when VAT is not charged and the exemption when it is.

Stamp duty on a purchase contract

Stamp duty is €0 on a contract signed from 1 January 2026. The old scale still applies if a party signed by 31 December 2025.

VAT on a new property

Standard VAT is 19%. The 5% rate covers only part of a qualifying primary residence, within the area and value limits.

Capital gains tax

A 20% tax on the inflation-adjusted gain, with the lifetime exemptions in the Capital Gains Tax Law as amended for 2026.

Rental yield and income tax

Gross yield, the 20% statutory deduction, 2026 income-tax bands and GHS. Defence contribution on rent is nil in 2026.

Mortgage payment

Monthly payment on a euro loan at a fixed rate. The rate is the one your bank offers. This page does not publish a market rate.

Buying property in Cyprus as a foreigner, step by step

Who can buy, the District Administration permit for non-EU buyers, the contract, the Land Registry deposit and the point at which title can pass.

The total cost of buying property in Cyprus

How transfer fees, VAT, the abolished stamp duty and the costs that are not taxes fit together on a 2026 purchase.

Selling property in Cyprus and the taxes

Capital gains tax at 20%, the 2026 lifetime exemptions, indexation, and the clearance the Land Registry expects before transfer.

Cyprus tax residency: the 60-day rule and the 183-day rule

How the Tax Department decides that an individual is tax resident in Cyprus, and what that status does and does not do.

Non-dom status in Cyprus

What the Tax Department means by domicile for Special Defence Contribution, the 17-year deeming rule, and the paid extension introduced in 2026.

A residence permit through property investment, Regulation 6(2)

The Migration Department’s current criteria for an immigration permit: €300,000, the income test, and what the permit is not.

Title deeds and specific performance

What a Cyprus title deed is, why the contract is deposited within six months, and what that deposit does if the seller does not transfer.

Renting out a Cyprus property on a long let

The contract, the 2026 tax on rent, and when the Rent Control Law might apply to the tenancy.

Buying off-plan from a Cyprus developer

The permits, the mother title, the mortgage waiver and the contract deposit to check before you pay stage by stage.

Cyprus property taxes, an overview

The taxes that still apply to Cyprus property in 2026, and the annual property tax that does not.